Auto Insurance in BC Canada

Westland Insurance has been saving money for our valued BC auto insurance customers for more than 30 years.

Basic Autoplan Coverage

Are you new to Canadian auto insurance? If so, your BC Auto Insurance plan must include basic Autoplan coverage.

Here’s an overview of your basic BC Autoplan insurance coverage.

• Every person that is injured will be covered for no more than $150,000 Canadian
• Other drivers can claim for damages up to $200,000 Canadian
• If the driver who is at fault is under-insured then each person is covered for up to $1,000,000

You can also voluntarily increase your liability insurance limit to $2 Million or $3 Million if you so wish.

How Auto Insurance BC Premiums Are Set  

When we refer to your auto insurance BC premium, we are talking about what you will pay for your BC auto insurance rates. Premiums vary and will depend on these factors:

Where You Live and Drive In British Columbia

If you live in the city, driving conditions are different than in smaller rural Canadian towns. Generally, heavy traffic puts you at a higher crash risk, so car insurance in BC can cost more.

How You Use Your Vehicle

Auto insurance rate classes are based on whether you drive to and from work or simply use your vehicle for pleasure use. You might need your vehicle for your business. There are over 150 different rate classes that influence how much you pay for auto insurance in BC.

Your Claim History

If you’ve claimed an accident and you were at fault, your premium will cost you more. When it comes to car insurance Canada, drivers with a crash-free record get the best auto insurance discounts.

The Type of Vehicle You Drive

Although it doesn’t affect basic auto insurance coverage in BC, the type of car you drive will affect collision and comprehensive insurance coverage costs. Basically, if you drive a car that is expensive to repair or replace, you can expect to pay more for your car insurance in Canada.  

Additional Coverage

The more optional coverage you buy, the higher your BC auto insurance rates will be.

Ask Us About Auto Insurance in BC

Westland Insurance is the place to get car insurance in BC Canada. Our experts can help with your BC auto insurance questions.

For more information call us toll free at 1-800-899-3093 or drop by one of our BC Auto Insurance Locations.

Westland Insurance is a leading BC Insurance Company providing home, travel, business and auto insurance quotes since 1980.

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